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Phishing attacks are increasing and getting more sophisticated. Here’s how to avoid them

KEY POINTS Phishing is on the rise, and anyone who uses email, text messaging, and other forms of communication is a potential victim.  These attacks, in which a cybercriminal sends a deceptive message that’s designed to fool a user into providing sensitive information such as… Read More »Phishing attacks are increasing and getting more sophisticated. Here’s how to avoid them

Credit card interest rates are heading to 20% on average — here’s the best way to pay down high-interest debt

KEY POINTS Credit card interest rates reached record highs last year and there is still more to come in 2023, according to Greg McBride, chief financial analyst at Bankrate.com. Credit card rates are now more than 19%, on average — an all-time high — after rising at the… Read More »Credit card interest rates are heading to 20% on average — here’s the best way to pay down high-interest debt